What Is Perfect Can A Person Be As Such - 1334 Words

What is perfect? Can a person be as such? Without getting too philosophical, but dwelling upon my own past, one could conclude I am the furthest from perfect. With a total of five criminal charges, all at the misdemeanor level or lower, some may even say I am a habitual offender. However, to label myself as such would be no different than judging a book by its cover; it’s not about the cover, rather it’s about the contents inside. July 2011 to November 2013 was a deep dark place for myself. I often found myself in with the wrong crowd making terrible choices and jeopardizing my schooling by not allotting the necessary time and effort towards it. In November 2013, I was called into work and informed I was terminated. Not only was I being†¦show more content†¦To this day, I still deal with the consequences of my previous criminal actions, but I do not let it deter myself. Although negative at the time, my criminal history has given me the opportunity to grow and mature as a person, and to truly learn from my mistakes. In having to deal with the hardships of a criminal record, I gained a tremendous amount of motivation. Inside myself is a drive to succeed, fueled by learning from my mistakes. No matter the task at hand, I strive to do my utmost personal best. In terms of schooling, I enjoy challenges as I like to work hard and I do not see failure as an excuse to give up; rather I see it as an opportunit y to learn more and become better than I was previously. For quite some time, I knew that I did not want a bachelor’s degree to be the end of my education; I knew I wanted the challenge of more and could push myself to do so. My motivation to learn and to continue expanding my knowledge also guided me towards law school, as the law and studies of the law are always changing, therefore my education would be too. Becoming an attorney has been a goal of mine for most my life which is why I chose to earn a major in Criminal Justice Studies. However, it was not until college that I truly knew law school was what I wanted to do. Between my own experiences and the courses encompassed with a Criminal Justice major, my interest peaked even more as it gave me hands on experience andShow MoreRelatedDo You Have a Low Self-esteem? Essay926 Words   |  4 Pagesaltogether beautiful my darling; beautiful in every way.† This verse from the Bible sums up what I think about every woman. I believe that every woman, teenage girl, or pre teen sh ould stop putting themselves down! Confidence is key to living a happy and joyful life. Being depressed, being unhappy, giving up on things, being introvert and not feeling good about oneself are some characteristics of a person that does not have self confidence. 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Finance Project - 3247 Words

Spring 2014 Principles of Finance Final Project General Motors Company vs Ford Motor Company Lauren Grippo GENERAL MOTORS CORPORATION (COMPANY) General Motors Corporation (General Motors or GM) was incorporated on August 11, 2009. Also known as GM, the company designs, builds and sells cars, trucks and automobiles parts globally and headquartered in Detroit, Michigan. The company also provides automotive financing services through General Motors Financial Company, Inc. (GM Financial). The company designs, manufactures and markets vehicles under the brands of Buick, Cadillac, Chevrolet and GMC. Along with our strategic partners, we produce cars and trucks, and sell and service our vehicles, through the following brands: Chevrolet,†¦show more content†¦In 2008, Ford produced 5.532 million automobiles and employed about 213,000 employees at around 90 plants and facilities worldwide. The company went public in 1956, but the Ford family still retains 40 percent voting rights. I will be comparing both companies General Motors Company and Ford Motor Company for the past three years. We will be able to see all the trends these two automotive manufacturers have and which one may be better to invest in by looking at the last few year’s ratios and percentages. This will give us a better understanding and the knowledge of who maybe the industry leader and who is the follower. These are both major corporations that strive off customer loyalty and both competing on a global scale to make their mark in the one of the top automotive manufacturers in the world. This analysis will give us an understanding of what lies ahead in the future for these two manufacturers. The following section will show the ratios and percentages figured by using these two companies’ financial statements. A comparison will be used to compare the companies to one another. People will always needs cars to get around whether it’s for education, work or tourism. 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The loans are usually non-recourse loans, which are secured by the project assets andRead MoreThe Role Of Debt Of Project Finance Essay1064 Words   |  5 PagesTable of Contents Introduction 2 Role of Debt in Project finance 2 Pros and Cons of project finance debt 3 Identifying Project Risks 3 Difference from Corporate Lending: 4 â€Æ' Introduction Project finance is a term used freely by a number of professionals including bankers, journalists, and academics in order to describe a variety of financing activities. Project finance is a decades-old term that preexists corporate finance. However, the rolling growth in infrastructure undertakings in the developingRead MoreProject Finance Petrozuata4755 Words   |  20 PagesEvaluation of Petrolera Zuata, Petrozuata C.A. Project Finance Case Study    1    Table of Content Petrozuata introduction ....................................................................................................................... 4 1. 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Project finance transactions are typically either (i) limited recourse, where lenders do not assume the entire financial risk of the project and instead rely onRead MoreProject Finance : Project Management College Uk Essay1324 Words   |  6 PagesNAME: OMATSONE ONETORITSEBAWO LOUIS QUESTION: REPORT ON PROJECT FINANCE MODULE 12 TOPIC: THE PROJECTS APPROACH STUDENT ID: PMC 26995-NG-UK PROJECT MANAGEMENT COLLEGE UK TABLE OF CONTENT 1. INTRODUCTION OF PROJECT FINANCE†¦Ã¢â‚¬ ¦.†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦3 2. FEATURES OF PROJECT FINANCE†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..3 3. FINANCING STRUCTURE†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..5 4. METHOD OF FINANCING A PROJECT†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦6 5. CONCLUSION†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦7 6. REFERENCES†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦8Read MoreIntroduction to the Finance Company Project979 Words   |  4 PagesIntroduction to the Finance Company Project Your team is required to analyze the future business and economic prospects of a major, publicly traded corporation using financial concepts and techniques as well as the concepts and techniques from other business areas. 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Celebration Of The Lizard Essay Example For Students

Celebration Of The Lizard Essay Celebration of the lizard by James Douglas Morrison is a helpless labyrinth of insanity. The poem is a murder that results in insanity. The speaker is the murderously insane madman. In this outrageous maze, the poet is running from his chaotic problems. In the first three stanzas, it starts out as a bad dream that eventually causes the speaker to drive himself to a temporary insanity. During his state of temporary insanity, he murders a man out of jealousy that he cannot control. After the murder, he runs to a hideout on a hill far away. He describes the hideout as a mansion to give you the picture in your mind of how appreciative he is to have a place to hide. The journey is a long and monotonous one but ends in the disappointment of having to turn back. In the last stanza he announces, Tomorrow we enter the town of my birth, I want to be ready. In this poem, James Morrison is taking you with him on a frantic, frightening roller coaster. The poets tone is dark and eerie. The dream in the beginning becomes a reality, which is an example of foreshadowing. When he describes the mansion on the hill, it puts a picture in your mind, which is an excellent example of alliteration. This poem is interesting and frustrating at first because it makes you think about every phrase. To read it requires keeping an open mind because there are a lot of metaphors. I had to read it over 20 times just to get a vague understanding. Please do not let the length and metaphorical contents of this poem discourage you from reading this intriguing poem. This is definitely a poem that you will not find in a schoolbook. If you like this poem, I recommend that you read the work of other dark poets such as Edgar Allen Poe.

Formation Of Hawaiin Islands Essay Research Paper free essay sample

Formation Of Hawaiin Islands Essay, Research Paper The Formation of the Hawaiian Island Chain The Hawaiian Islands are one of the most beautiful and popular island ironss in the universe. Millions of tourers visit the islands every twelvemonth to see the great hoarded wealths that they have to offer. Peoples see Hawaii as an ideal holiday topographic point for many grounds including ; a twelvemonth round tropical clime, the exuberant flora, and the legion black sand beaches. However, the Hawaiian Islands are non merely reasonably to look at. The Islands possess alone geological facets that make it possible for the islands to hold these desirable features. The Hawaiian Islands were non pieces of a continent that drifted out to sea, but were really created by vents in the center of the Pacific Ocean. The procedure in which this concatenation of island is formed is rather challenging and complex. The different stairss include the presence of a hot topographic point, the outgrowth of an pelagic vent, the home base tectonics of the part, the submerging of the older vents, and the kineticss of the active Hawaiian vents. Hawaii consists of many vents that were produced by a characteristic known as the Hawaiian hot topographic point. A hot topographic point, or plume, is a big column of magma, liquefied lava, which rises from deep within the Earth s asthenosphere ( Monroe 332 ) . The magma that comes out of these columns is so hot that it can run through the bed of Earth on top of the asthenosphere, called the mantle, and through the Earth s crust ( the top bed of the Earth ) . There are merely 40 known hot musca volitanss that exist today. Hot musca volitanss can be found under a continent or an ocean, at a mid-ocean ridge and even in the centre of a home base, like the Hawaiian hot topographic point ( Duxbury 78 ) . Each hot topographic point channels hot stuff at its ain alone clip intervals. Hot musca volitanss are by and large stationary, nevertheless ; their places may alter somewhat. A typical hot topographic point has a life span of approximately ten million old ages ( Duxbury 78 ) . They are great beginnings of new stuff for the Earth s crust and can make, non merely one, but a concatenation of islands. The outgrowth of an pelagic vent is merely the beginning of an island concatenation. When a hot topographic point is active it will force magma up to the crust above, to make a volcanic extremum if on land, or seamount if in H2O. The primary vents on each of the Hawaiian islands are called shield vents. They are described as gently spilling mountains, looking much like the outer surface of a shield prevarication on the land. They are created by legion lava flows that easy spread out and indurate in really thin beds ( Rubin 1 ) . After the edifice of bed upon bed the vents finally cut through the surface of the ocean organizing an island ( Rubin 2 ) . The eruptions of shield vents tend to hold a quiet, smooth spring of midst, fluxing magma instead than a sudden detonation ( Duxbury 73 ) . However, on juncture, some of the Hawaiian vents, such as Kilauea, have produced big detonations. Explosions normally merely occur when the magma mixes with groundwater, making instant vaporisation. Some of Hawaii s shield vents have lava fountains that spew up from the top of the vent that can make every bit high as 400 metres ( Monroe 89 ) . The mean Hawaiian vent can stay active for 100s of 1000s of old ages before being carried off from its hot topographic point by the traveling Pacific home base ( Rubin 2 ) . The volcanic activity within the sea around the islands is believed to be a factor in the fact that the surrounding Waterss are about 83 grades F twelvemonth unit of ammunition. The home base tectonics of the Hawaiian Island part play a major function in the formation of this alone island concatenation. As the hot topographic point signifiers and fuels a vent, the Pacific home base is continuously traveling westward. Since hot musca volitanss are stationary the traveling home base carries the vent with it, cutting off the changeless supply of magma. Without the magma reserve the vent can no longer break out, go forthing it inactive. After the vent is moved the hot topographic point will no longer hold an mercantile establishment for magma. Soon after the plume will break out one time once more and make a new vent to replace the 1 it had merely lost. As the Pacific home base continuously moves across the Hawaiian hot topographic point back-to-back eruptions have created the additive order of the islands. The home base moves over the asthenosphere Northwest at a rate of 5 to 7 centimetres per twelvemonth ( Rubin 1 ) . The age of the Hawaiian Islands tend to ac quire older as they are observed from the sou-east to the nor-east ( Rubin 2 ) . In drumhead, when compared to an active vent presently under the hot topographic point, the other vents continue to float westward while at the same clip they are acquiring older. One of the northwesterly most islands, Kauai, is estimated to be formed 3.8 to 5.6 million old ages ago, whereas Hawaii, the island presently unde r the hot topographic point, began organizing less the one million old ages ago ( Monroe 102 ) . The land characteristics of the different islands besides tell a narrative of their ages. The island of Hawaii shows small marks of eroding. On the other manus, an older island, like Oahu, exhibits many marks of eroding caused by their uninterrupted motion every bit good as elements like air current and rain. The creative activity and the gesture of the Hawaiian Island concatenation are a really utile tool in assisting geologists to explicate the motion of the Pacific home base. The submerging of old vents is another portion to the rhythm of island ironss. As the islands move off from the hot topographic point the home base cools and contracts. In combination with the catching of stuff, the weight of the vent and the eroding factors, the ensuing consequence is one of a depression. The vent finally sinks lower and lower until it is no longer above the surface of the ocean ( Duxbury 78 ) . Beyond Kure, the oldest, most western island, the Hawaiian Island concatenation continues with a twine of submersed former islands. These islands are known as the Emperor seamounts ( Rubin 2 ) . As the seamounts easy sank, coral began to turn upward making coral reefs and further polishing the beauty of the part. The kineticss of the active vents within the Hawaiian Island concatenation are still at the beginning of the island concatenation rhythm. There are presently three active vents in Hawaii. Two of them are on the island of Hawaii, Mauna Loa and Kilauea. The other 1 is a undersea vent, called Loihi, which has non yet, broke the surface of the ocean. All three of the vents portion the Hawaiian hot topographic point. Mauna Loa is the largest vent in the universe with volume of 9,600 three-dimensional stat mis and lifting 13,677 pess into the air above sea degree. Mauna Loa seems immense in comparing to the volume of Mount Shasta at 40 three-dimensional stat mis, the largest vent on the Continental United States. This vent itself makes up over 50 % of the full province of Hawaii ( Mauna Loa 2 ) . Because of the great mass of Mauna Loa the sea floor has a depression five stat mis beneath the tremendous vent ( Mauna Loa 1 ) . Mauna Loa is considered one of the most active vents on the planet holding erupted 33 times in one hundred 57 old ages. However, Kilauea tops that holding 34 eruptions in merely 48 old ages, non including its uninterrupted lava-lake activity ( Urnezis 1 ) . The name Kilauea means, spiting in Hawaiian, mentioning to the changeless lava activity. Its most recent eruption has been uninterrupted since January 3rd of 1983 ( Kilauea 2 ) . This vent consists of approximately 14 % of Hawaii. Loihi, on the other manus, is non an island, but an submerged seamount. It represents the first phase of the formation of a new Hawaiian island. The seamount rises over 10,100 pess above the sea floor and is merely 3,100 pess within the surface of the H2O ( Loihi 2 ) . Loihi is an active vent that often generates temblors. Scientists from the University of Hawaii have conducted many honkytonks to Loihi in order to piece informations garnering burials on the acme of the vent ( Loihi 2 ) . The informations collected from these burials will give scientists an chance to a nalyze the geological phenomenon in greater item. The active Hawaiian vents are found to be the youngest within the concatenation, nevertheless, they can demo a great trade about what the more western vents looked like while under the Hawaiian hot topographic point. The geological facets of the Hawaiian Island concatenation continue to excite involvement in members of the geological society. Comparing the age and distances in between each island can assist scientists to cipher the velocity of the motion of the Pacific home base. This information AIDSs in the better apprehension of home base tectonics in general. In add-on, the information can assist to foretell where the home base will travel by analyzing where it has been. The rhythm of the Hawaiian Islands: the birth of a seamount, the turning of an island, the displacement in the crust and the decay and submergence of a vent, is an illustration of the how the Earth invariably renews and recycles its stuff. Before these islands submerge into the sea in 1000000s of old ages from now, it is of import for world to look into, explore and bask the events and features determining the Hawaiian Islands. This is of import, non merely to derive a greater apprehension of the planet as a whole, but to bes ides appreciate the tropical Eden that Hawaii is known for. The Hawaiian Islands are so diverse that if a tourer were to travel at that place during the Hawaiian winter they could take to partake in a scope of activities from skiing on snow capped mountains in Hawaii to researching the dry sweets of Kau, besides on Hawaii. There is no admiration why so many people chose this topographic point, all entirely in the center of the Pacific, to pass their barely earned holiday clip.

How orientalist constructions of Muslim bodies inform the rhetoric of the War on Terror

Introduction This paper seeks to establish information on how orientalist constructions of Muslim bodies inform the rhetoric of War on Terror. The subject of terrorism is widespread in the entire globe, and most people have come up with varied ways and techniques to fight terrorism. In this paper, we focus on these methods with emphasis on the constructions of Muslim bodies either in the Muslim regions or outside their regions, which aim as rescuing the innocent Muslims.Advertising We will write a custom essay sample on How orientalist constructions of Muslim bodies inform the rhetoric of the ‘War on Terror’ specifically for you for only $16.05 $11/page Learn More We will look at how these Muslim bodies establish, and the role their founders expect them to play in regards to the War on Terror. For the purposes of this paper, we will look in depth in at the Muslim religion, their practices, and any other activities that are strictly in line w ith the religion. In addition, the paper will analyze the contribution and impact of the Muslim religion on the war on terror and the effect this will have on the whole world. The mention of terrorism sparks the thoughts violence, murder, bombs, and many other inhuman actions, which are taking place in the current world. Terrorism is an international matter that all countries seek to address irrespective of whether they have been victims or not. The subject of terrorism goes back in time, and it is not a matter that can be said to have started recently. Many countries have been victims of terrorism with most innocent people losing their lives and properties. Terrorism is a counter reaction from the people of the East in regards to the west having power all nations in the world. The population of the Eastern region is majorly Muslim who oppose to the Western power and in this case establishing ways in which to retaliate to the western powers. Terrorism gave birth to the ideology of w ar on terror, which is a Western technique of eliminating the terrorism activities. War on terror is a term, which most people use while referring to the international military campaign whose members include the United Kingdom, United States, and other North Atlantic Treaty Organization’s commonly abbreviated as NATO. The main origin of war on terror was for the purposes of wiping out al-Qaeda and other supporting militant organizations. In describing the war on terror, it encompasses all aspects of life as it aims at eliminating the terrorist groups, which are led by the al-Qaeda, and other extremist groups. Most people describe war on terror as a global military, legal, political, and ideological fight back against terrorist groups and any regimes linked to such groups. These regimes support the terrorist groups by providing them with financial and technical support in their terrorist activities against other nations. Discussion The issue of terrorism is an international af fair affecting all countries and its occupants from Europe to Africa to Asia. We will briefly look at the origin of war on terror and the basis of these operations. The al-Qaeda network which is the backbone of terrorism around the world was started Afghanistan in the period of December 1979 to 1996 February, and its main aim was to train their operatives in destroying the West powers.Advertising Looking for essay on political sciences? Let's see if we can help you! Get your first paper with 15% OFF Learn More Later on the group WIFJAJC- World Islamic Front for Jihad Jews and Crusaders started spreading their manifestos in Afghanistan, which its considerable population are Islamic extremist- Taliban. The leader of the group, Osama bin Laden, declared war on Israel, the American states, and the west. These were not empty threats as it followed with bombings in Kenya and Tanzania, which targeted the US embassies of the two countries in Africa. The then president of Unite d States Bill Clinton launched an operation against terrorism targeting the al-Qaeda groups. These did not deter the terrorist groups from accomplishing their mission as their followed significant attacks on different countries with the notable September 11th attack, which left several people dead. At this point, the then sitting president- George Bush launched the war on terror in an effort to wipe out the terrorist groups. War on terror has several objectives the main one being conquering terrorists like Abu Musab al-Zarqawi and Osama bin Laden by destroying any organizations under their leadership. In addition, the war on terror aims at stopping any sponsorship towards countries taking part in terrorist activities or hosting terrorists, protecting United States citizens abroad or at home, and reduce the nourishing conditions that terrorists take advantage of in attacking people and countries. In an effort to achieve the above objectives, the United States and other supporting cou ntries and organizations had to come up with techniques and ways in which their missions could come true. Apart from negotiations with other countries there had to be a method in which the war on terror can get wind of the plans that these terrorists group had. The network of these terrorists groups had expanded, and it was not possible to be a fighter from the outside. One had to fight from inside and that meant understanding most of the things about these terrorist groups. the United States government had deployed its military in the regions where the terrorist actions had origin but this was only causing more deaths and violence than eliminating terrorism. As indicated earlier in the paper, these terrorist groups and people comprised of people who profess the Muslim religion. There are several religions in the world, and one of them is the Muslim religion. Each religion has its principles and rules and so does the Muslim religion. As Muslim, there are certain things that they bel ieve in which makes them participate in the terrorist activities. One of these beliefs is that the more a person murders many people the more his or her chances of going to heaven. It was a sign of martyr Dom when sacrificing one’s soul and life in an effort to fighting the enemy. For this reason, we have heard of many suicide bombings carried out by Muslims in airplanes, trains, vehicles, and buildings.Advertising We will write a custom essay sample on How orientalist constructions of Muslim bodies inform the rhetoric of the ‘War on Terror’ specifically for you for only $16.05 $11/page Learn More To the participants they believe by so doing they will go to heaven and it makes them pure. The Muslim religion has followers all over the world with many of its followers being in the Middle East, part of Africa especially at the horn of Africa. During the formation, of its networks the al-Qaeda group managed to get a grip of almost the en tire world having links in every part of the world. This was wide spread, that it was difficult to locate the masterminds of the terrorist activities, which were taking place in the past times. Under the Muslim religion, we have different categories depending on the devotion of people to the religion. Notable is two categories of extremists and the flexible ones who both profess to the same religion-Muslim. It is believed that the extremist Muslims form a substantial part of the terrorist groups, which engage in the terrorist activities. This fact has led to several arguments concerning the connection between Islam as a religion and terrorism, which has grown in to a political affair. This issue is so widespread that it can be seen in places of work, travel areas, and many other areas. For instance, in an airport a Muslim will be subjected to serious scrutiny as compared to any other person just because of the link between Islam and terrorism. The situation is so inept that people f ear being on a plane, or vehicle with any person whose dress implies he or she is a Muslim (Butchart, 1998, p. 62). The war on terror has in the recent past come up with ways in which it can get in the Islam community and understand its undertakings. For this reason, there has been a widespread of orientalist constructions of Muslim bodies, which inform the rhetoric of war on terror. Basing on the aspect of being an insider fighter the war on terror proprietors opted to forming Muslim bodies, which in turn will inform them of the undertakings of the terrorist groups. The main aim for the formation of these Muslim bodies is to be part of the activities of the terrorist groups, which have Muslims as their members. When talking about Muslim bodies we mean the organizations and groups, which seem to be promoting the Muslim, human rights, and interests. These bodies can vary from region to the region, and from time to time as long, the proprietors of the war on terror achieve their missi on. The most common element in these Muslim bodies is that they all act as informers of the people behind the war on terror. Orientalist construction of Muslim bodies means the formation of organizations and groups, which have the culture or character of peoples of the western, central, eastern, or Asia region. This representation in these Muslim bodies eventually portrays the stereotypic and colonialist character because the founders of the war will majorly lead the members of the bodies on terror.Advertising Looking for essay on political sciences? Let's see if we can help you! Get your first paper with 15% OFF Learn More The principles and guidelines of these Muslim bodies depict the Islamic following but with all the wrong intentions of wanting to get hold of the masterminds of terrorism in the world. These bodies can be varied and most of them maybe promoting peace in Islamic regions, fighting for the rights of the innocent Muslims, speaking on behalf of the Muslim people and many other roles. These are done at international level so that the entire world can have a view of their intentions and missions. The bodies may comprise of both the moderate and extremist Muslim, and they strictly subscribe to the religion’s following. The major role of these Muslim bodies is to inform the people acting on the war on terror. In this section of the paper, we will analyze the methods and techniques employed in establishing these Muslim bodies of war on terror informers. We will also analyze the formation of the bodies, its members, their guidelines, and their area of coverage (Ayotte Husain, 2005, p. 117). One of the major factors the founders keep in mind while forming the Muslim bodies is the Islamic history. This is one religion full of disputes and engaging in it calls for so much attention and care. The most sensitive part is the idea of Islam having the two categories of moderate Muslims and extremists. Because of this reason, there are trends within the Islam community that have a confusing relationship to violence and other justifications for its functioning or even extol it. The presence of the intense conflict within Islamic community over its relation to violence has led to the positioning of Muslims in the world. As a result, there has been a veritable discrimination of the Muslim people in the world by other religions and people. Such a history will require critical measures in ensuring this discrimination does not occur and instead it should embrace the Islamic people like any other community or religion. Formation of these Muslim bodies should base their principle s on this fact and ensure that the bodies offer ground for the Muslim people to feel part of the world and community. The bodies should not promote matters of discrimination against the religion and its principles and guidelines should be based on the Muslim teachings. There exists a genuine threat of terrorism in the world, and for this reason, the founders of these Muslim bodies cannot dispute the issue of the existing relationship between terrorism and Islam. The reason for making the distinction between Islam and terrorism is that terrorism has its roots in the Muslim religion as its main people are the masterminds of the terrorism activities. In so doing the formation of the Muslim bodies will have to keep in mind the aspect of terrorism having its roots in the Muslim religion. This is the backbone of forming these Muslim bodies, as they will be in touch with any activities of terrorism. By having links with such bodies, it will be easier for the proprietors of war on terror to monitor the progress of any terrorism activities. In short that will reflect the inside work of fighting terrorism. The orientalist constructions of the Muslim bodies have been rampant in the whole world due to the widespread of Muslim network and their activities. The construction of Muslim bodies is a depiction of the western perspective of the east part of the world. Orientalist construction of Muslim bodies is a form of critical analysis key to comprehending the ideology of war on terror as it deals with the relationship between depictions by Westerners of non-Western subjects. Western constructions of Easterners in the name of Muslim bodies have been instruments of justifying colonialism and conquest for the past two centuries. The constructions of Muslim bodies have the element of race and gender, and their operation continue to operate in contemporary times. In their formation the orientalist keep in mind the aspect of race and gender as they play a key role in passing infor mation to the proprietors of war on terror. This is important so that the formation will include all races and gender to avoid any source of discrimination. Gender is an decisive factor in fighting the terrorism activities as both women and men play a prominent role in informing the United States as they fight the terrorist activities (Bilge, 2010, p. 23). There are several examples of United States Muslim bodies whose construction is to inform the anti-terrorism groups. In these constructions, the element of gender is as indispensable as their deployment is vital in facilitating intervention on the War on terror. For instance, we have bodies like the Feminist Majority Foundation, which supports the voiceless women who are victims of the activities of terrorism. In so doing, the women in this body will work hand in hand with their male counterparts in promoting their rights and interests to the extent that they will be insiders in the terrorists’ activities. The body comprise s majorly of Muslim women who work towards protecting other people whose rights are infringed because of the terrorist actions. By the United States forming such an organization, it aims at using the weak parties in the Muslim community to gain information of the undertakings of the terrorism groups. The terrorism groups may consider the bodies as their source to knowing the intentions of the United States and in the process let out their information or secrets while trying to consider their Muslim counterparts. At this point, the founders of these Muslim bodies will have attained their mission of getting information concerning the terrorist groups or their masterminds. These Muslim bodies have objectives, which are more beneficial to the anti-terrorism groups than to their fellow extremist Muslims. For instance, the group Feminist Majority Foundation has objectives of protecting the weaker sex in the Muslim community- women and in so doing the body is positioned as being superior t o the other groupings which are usually backward, full of masculinity, and barbaric. This factor of superiority makes the Muslim bodies popular in the regions where the extremist Muslim carry on their activities and hence act as a source of information to the anti-terrorism groups. In the end, the issue of gender has the purpose of preserving and promoting the United States masculinity power, and to substantiate violence under the standards of the War on Terror. The victims of the terrorism activities from the entire world will incline to the Muslim bodies whose founders are the anti-terrorism countries and people and in so doing cease supporting the terrorism organizations. In the above discussion, orientalism, which is a crucial analysis key in the decoding and understanding the values that form the visual relationships between westerners of non-Western subjects. Orientalist has the responsibility of dealing with the orient through making of statements, authorising their views, de scribing, teaching, settling, and ruling over it. In precise terms, orientalists are a representation of the western style for restructuring, dominating, and having authority over the orient. For this view, the orientalist constructions of Muslim bodies were characterised by western writings, which formed binary antagonism that did work well with the Eastern groups, which are mostly the terrorist groups. These Muslim bodies established by the United States and other anti-terrorism organizations come out to be the high point of civilization. Civilization in this sense embraced morality, rationality, and Christianity whose values are more liberal and acceptable by most people in the world. The Muslim bodies, on the other hand, made the Eastern organizations seem backward, irrational, lazy, despotic, and exotic. The knowledge that the Western people use in comprehending the Eastern people leads to the construction of a tradition which influences all further knowledge and learning about the terror activities. As a form, of critical analysis used to decode Western centric understandings orientalism is necessary to the United States war on terror because it unveils the methods in which non-Western traditions, cultures, and people live. Understanding the way in which these people live acts as the main source of information for the Americans in fighting terrorism because they understand the actions of their enemies. Most of the terrorists’ activities have their roots in the beliefs and convictions of the Muslim people and, therefore, in needs someone to understand their nature of living so that they can win the war against terrorism. As mentioned earlier, the Muslim groups will be majorly in the regions where these terrorists groups originate so that the informers can easily access their plans and activities. This, in turn, is the information used to fight the terrorists and their masterminds. For instance, it will be possible to have a clue on the location of the al-Qaeda group-Osama bin Laden because; in most cases, no one was aware of his exact location. The most noteworthy aspect in fighting terrorism is to have information especially on the masterminds of the terrorist groups. This is achievable by knowing the location of these masterminds, which has been an almost impossible aspect. There have been several speculations on the locations of Osama bin Laden for the longest time possible, and it took considerable intelligence and different regimes to locate his residence. There were speculations of him being in Africa at some point, and then the East was his favourite region for administering his activities and leadership. Osama bin Laden was eventually captured and killed in Afghanistan where he had been living with his family. This victory in the Obama regime can be attributed to the constructions of Muslim bodies in the East region, which may have leaked information of Osama whereabouts to the United States government. Fighting such a large network of people will be useless if one did not have sufficient information on their operations, beliefs, and convictions and this made it had for the anti-terrorism to win the war in the early stages of the war on terror. The foundation of Muslim bodies was a brilliant idea as it served as the origin of information to the United States government. In the recent times, there have been arguments on the functions and activities that the Muslim bodies play on the War of Terror. These concerns come about because of the representational codes and politics in the construction of Muslim bodies. It is a belief of most people that the construction of Muslim bodies is dangerous, uncivilized, and per-modern in American popular culture. The principles and guideline of these Muslim bodies lays on the ground of the War on Terror as the founders of these bodies seek to bring down the terrorists empire. As much as these Muslim bodies’ construction is aimed at protecting the Muslim w omen and children from the oppression of the Muslim Male counterparts’ people read Western interests in the formation of groups. Essentially, the Americans want to express their concern to the suffering innocent victims of terrorism while at the same using these Muslim bodies to get access to the undertakings of the terrorist groups. The whole world will view this step of forming Muslim bodies as a step towards American’s attaining peace in the East but forget to see the suffering they cause to the Muslims. In being the greatest founders of these so-called Muslim bodies, the United States ensures that its operations are essential to their fight against terrorism. The members of these groups are mostly elite Muslim women who will be instrumental in the creating of relationships between the United States government and the terrorists groups. Through the elite Muslim women, the Muslim bodies create awareness to the Muslim communities on the impact of the Islam extremistsà ¢â‚¬â„¢ activities on the living of the innocent moderate Muslims. Muslims are people who have strong devotions to their religion and will abide to the teachings of religion to the end. Some of their beliefs are the reason for the violent character of most Muslim people especially the male Muslims. On the other hand, the female Muslims are to be submissive and abide to their husbands demands and followings. All these followings the Muslims make possible without minding the suffering these strict religion causes them but instead they aim at fulfilling what they term as the prophetic teachings. For these reasons, the constructions of Muslim bodies base on the fact of liberating the Muslims from their sufferings in the name of civilization (Kuntsman, 2008, p. 133). There have been several views on the construction of Muslim bodies especially by the anti-terrorism powers. Most people view these Muslim bodies as a source of discrimination based on race and gender. This is because of the idea of including women in the operations of the Muslim bodies while neglecting the male Muslims who are also victims of terrorism activities. Other people view this as discrimination on the male Muslims who may also be relevant in the fight against terrorism. In most cases, people view the male Muslims as the main participants in the terrorism war waged against the United States and its associates. For this reason, there has been a lot of stigmatization of the Muslim bodies especially in the east where people do not accommodate the activities of the Muslim bodies. In this post September 11th eras, there is a lot of stigmatization of Muslim bodies and community especially where matters of security within and without borders of the United States is a paramount factor. In the end, the extremists Muslims view the Muslim bodies as a source of information to the anti-terrorism groups because they want to terminate their activities (Martin, 2010, p. 18). The most crucial question is why t he negative reception of Muslim bodies in the eastern region. There are various reasons as to why the Muslim extremists have negative alignments towards the Muslim bodies. Apart from the notion that Muslim bodies act as a base of information for the anti-terrorists powers, the Muslim bodies are not a true representation of the Muslim culture, traditions, and beliefs. In the name of civilization, these Muslim bodies have incorporated in their living the western culture thereby dropping the Muslim culture. Some of the beliefs are presently extraordinarily demeaning especially to the Muslim women who are less empowered compared to their male counter parts. The members of the Muslim bodies include embracing the western culture and the Christian way of living, which the extremists do not subscribe to, and hence they are bound to reject any progress of the Muslim bodies. Another crucial task at this point is the differentiating the extremists and moderate Muslims. The war on terror is a p olitical ideology, which sets out to fight any terrorism activities and in so doing fighting all Muslims irrespective of their regions or origins. We cannot dispute the participation of Muslims in the terrorism matter but then we cannot equally condemn all Muslims as terrorists. The critics of the War on Terror term some of the United States actions on other regions as inhuman and unfair because of the two parties having differing political ideologies. For instance, the war on terror the United States waged against Israel was a personal fight between the two countries because of their resources especially oil. In this case, there were Muslims who disputed this fight and deemed it to be against the international human rights whereby the Muslims were being discriminated on the grounds of being followers of a religion that has terrorists. A perfect example of this problem is Sheikh Yusef Al-Qaradawi who was against the war on terror in Britain. It is difficult to categorise this person as an extremist or moderate Muslim because of his views, which many people shared. The sheikh was also a member of the Muslim Brotherhood, which was a Muslim body, and, at the particular time, he was a supporter of the suicide bombing in Israel. In an interview, by the BBC Yusef explained his support for the Israel suicide bombing by terming it as a sign of martyr- Dom on the persons who took part in the suicide bombings. This is an action done in the name of God, and it is referred to as Jihad, which allows for destruction of the enemy by sacrificing one’s soul. After the above analyzing, of the activities and construction of Muslim bodies we now focus on the ways in which these bodies act as informers of the rhetoric war on terror. In the earlier discussion, we have established that the main bases of the construction of Muslim bodies are the gender and race factors, which are a significant factor in the war against terrorism. The ideology of race and gender were the main a reas in which the anti-terrorism powers could be able to capture the participation of the entire world because of the widespread terrorism network. The Muslim religion comprises of all the races both the white and black races and, therefore, using the racial aspect would ensure all races are factored in the war against terrorism. By having both, blacks and whites Muslims as members of the Muslim bodies will mean that the anti-terrorism powers have their links in the entire world. Through this reasoning, the getting of information on the various activities of the terrorists groups becomes easy. This is because the Muslim bodies will be against the actions of their extremist counter parts and, therefore, reveal any attempts they may have which may further tarnish the Muslim reputation. The civilization aspect in the Muslim bodies will be the main reason for the members revealing any hideous activities of the terrorist masterminds and groups. When analyzing the objectives of the war on terror the principal one was locating the terrorists groups, and masterminds and to put a stop to their terrorists’ activities and, for these reason, the Muslim bodies base their constructions on the objectives. By enlightening, the Muslim members of the Muslim bodies especially in their way of life will mean their way of reasoning will change. There will be better international relations between countries and regions where these Muslim bodies have base. Since the United States is a powerful member of the anti-terrorism groups, it is bound to have its way by demanding full disclosure of any terrorism plans and activities. There may be threats of reduced funding from the United States and other powers in the event that the countries or regions fail to comply with the aspect of being informers of any terrorism activities. A perfect example of such a country is Somalia in Africa, which has been a den of terrorism activities. Somalia has been a host to many wanted terrorists lik e Osama bin Laden, and it also promotes the existence of other terrorists groups like the al-shabaab. Any attempts to have Muslim bodies established in this country have been met with rejection because they do not support the ideologies of these bodies. In return, the United States government has stopped any funding help to Somalia and withdrawn all the military security in the country. For fear of such occurrences, most countries will abide to the objectives of the Muslim bodies and in so doing play the role of informers to the United States government. Countries, which support the activities of terrorism, are in abject poverty and no strong political system. Examples in this case are Afghanistan, Somalia, Pakistan, Iraq, and many other nations, which are full of terrorist activities. These countries’ population is majorly extremist Muslims who strongly oppose the western powers and influence in the whole world. This is the main reason for their terrorist activities, which a im at frustrating the US powers. On the subject of gender, the women in these Muslim bodies are a source of information to the US government. In the fight against terror, there is always the depiction of physical and structural violence unleashed upon the women of these regions. The war on terrorism in Afghanistan and other nations and regions demonstrate that the western influence has the aim of saving the voiceless women of these regions from the sufferings of terrorism acts. In this context, the women are the main victims of the terrorists’ activities and, therefore, the construction of the Muslim bodies majorly bases on having several women as its members. By including women in the Muslim bodies gives them the sense of empowerment, which the women lack, in their countries. By being in the Muslim bodies, the Muslim women can actively participate in international relations of countries, which to them have always been a role of the males. Therefore, the women play a key role of being informers of the United States government as it attempts to secure the females from oppression of the Taliban. The image of the Afghan woman who has been subjected to terrorism activities has played a vital role in various public arguments seeking to rationalize United States military intervention in the terrorism goings-on. In such instances, the women feel secured from the violent going-on of terrorists and, therefore, will not held back in providing any information to the anti-terrorism powers. The elite women will in turn play the role of enlightening their Muslim counterparts who are still tied in the dehumanizing practices of the Muslim culture and in the process gain relevant information, which will be useful on the war against terror. Another notable area in which the construction of Muslim bodies helped with information gathering is through leadership of the bodies. In an effort, to increase the number of members especially the Muslims there had to be Muslim leade rs in these Muslim bodies. Putting a Muslim leader to the Muslim bodies would a positive indication that the bodies actually had the Muslims interests at heart and it majorly aims at saving the people from oppression. Such Muslims are unquestionably the moderate Muslims whose culture, tradition, and the way of living are flexible and do not strictly abide to the Muslim religion. These leaders will seek audience from the leaders in the organizations having extremist Muslim and negotiate matters appertaining the terrorism activities. Through this process, the leaders will have access to the information, which can be relevant in bringing down the terrorists empires. The release of information may be a two-way traffic where by the other group will also expect to know the Western powers plans. In this case, the first person to react will be victorious in the eyes of other people. It is obvious from the above discussion that the construction of Muslim bodies serves the purposes of informi ng the rhetoric war on terror. This information gathering is through the contexts of race, leadership, and gender, which are matters relevant in the fight. The people with the notion that the Muslim bodies are informers of the US powers in the fight against terrorism is not wrong as this was a technique of winning the war and it seems to be working. The Muslim bodies have managed to break the extremist networks in the world by spreading the idea of civilization to the fellow Muslims who do not appertain to any side of the terrorism argument. The capture of Osama bin Laden is a prime example on the victory of the war on terror and it has led to more alliances to the Muslim bodies. The capturing of the Osama who was the mastermind of the terrorist activities meant the end of such things although there have been rumours of another leader having replaced Osama (Bhattacharyya, 2008, p. 76). As much as the Muslim bodies have been successful in its missions there has been a lot of criticis m in which people criticize the operations of the Muslim bodies. Muslim bodies have neglected the suffering of the moderate Muslims in the war zone areas especially those which the United States has withdrawn its financial and security purposes. This makes people to question the main reason for the formation of the Muslim bodies. The Muslim bodies concentrate more on wiping out terrorism instead of catering for the victims of the terrorist activities. The critics of these Muslim bodies state that the main reason for their formation is to get access to information of their enemies and in so doing forgetting to play the role of a saviour of the innocent Muslims suffering in the hands of the terrorists. The construction of the Muslim bodies majorly bases on information gathering, but, on the other hand, preaches the saving of suffering innocent Muslims. In a more serious step, the anti-terrorists powers make use of the information to destroy the terrorists’ empire. In the proces s, many lives are lost especially of the innocent Muslims who just wrongly placed in the world. If the main objective of these Muslim bodies is to save the innocent Muslims then their actions go against their objectives. This is because they cause more suffering by trying to destroy the terrorist empire. There is also the issue of security where there is great discrimination of Muslims irrespective of which side a person chooses. Muslims have been subjected to greater security discrimination especially in areas of travel, work, and residence. Discussions of gender, race, and religion have brought out the terms of engagement in the War on Terror. Due to these discussions, Muslim activists and feminists must connect with the dual subjugation of Islam Phobia that comes from religious extremism especially the Muslims. In the end, the Muslim women have been on the opposition side of the terrorism issue objecting all their reasons for destroying the United States powers. In an effort to a chieve the Muslim bodies’ objectives there have been great negotiations and contestations, which are made by the secular and faith-centred Muslim feminists. It is therefore evident that the Muslim women have played a major in contributing towards the war on terror under the umbrella of Muslim bodies. They have been instrumental is trying to end the fights and terrorism activities. This is because of the women being the weaker and vulnerable people in the societies where they end up being the victims of the terrorism activities. The elite Muslim feminists and activists have also been instrumental in rescuing the other female counterparts who have been tied down with the cultures of the Muslim religion. By introducing civilization to the oppressed Muslim women, they tend to abandon the extremist Muslim kind of life (Dyer, 1997, p. 78). Conclusion The above discussion supports the idea that the orientalist constructions of Muslim bodies inform the rhetoric of the war on terror. Orientalist form Muslim bodies with objectives of using the bodies to gather information, which will be helpful in the fight against terror. From the above discussion, it is evident that the Muslim bodies are informers of the anti-terrorism powers whose main objective is to terminate all the terrorist activities and leaderships. The formation of Muslim bodies is majorly to rescue the innocent Muslims from the terrorism activities, which affect both the moderate and extremist Muslims. The war on terror is a political strategy, which aims at conquering the terrorists in the world, and this was formed after a series of attacks from the terrorists on the United States powers. The war on terror has the responsibility of protecting the life of all United States citizens, both in the country and those staying abroad. From the above discussion, we have established that for there to be victory in the war on terror it requires for information on the going-on of the terrorist groups. For this reason, the anti-terrorist powers came up with the formation of Muslim bodies, which play the role of being informers of the United States government and other powers. We have analyzed the ways in which these Muslim bodies act as informers to the anti-terrorism powers. In such cases, the construction of Muslim bodies bases on the objectives of the war on terror as much as the overall mission is to protect the innocent Muslims caught in between the fights of terrorism. The United States powers employ the principles and guidelines, which will favour their mission on war on terror in the construction of Muslim bodies. It is evident that this is through the weaker side of the Muslim religion, which does not abide to the strict teachings of the Muslim religion. These ways are through the gender, race, and leadership aspects of the Muslim community. This offers a fertile ground for information, which can be an issue in fighting terrorism. The above methods ensure that the Muslim bodiesâ⠂¬â„¢ missions and goals are equally widespread like the terrorists network. The matters of race and gender are wide spread and they will be helpful in increasing the numbers of the Muslim bodies’ members. In the Muslim community, the women are victims of oppression both from the culture and terrorist activities, which their male counterparts actively take part. Therefore, by having objectives of securing the women from the oppression of the Muslim culture, the Muslim bodies can easily achieve the goal of getting information concerning the terrorism groups. The Muslim women have been instrumental in spear heading the negotiations for peace in Muslim regions where the war on terror has been rampant. References Ayotte, K J Husain, M E 2005, ‘Securing Afghan Women: Neo-colonialism, Epistemic Violence and the Rhetoric of the Veil’, NWSA Journal 17(3), 112-133. Bhattacharyya, G 2008, Dangerous Brown Men: exploiting sex, violence and feminism  In the ‘war on t error’, London: Zed Books. Bilge, S 2010, ‘Beyond Subordination vs. Resistance: An Intersectional Approach to the Agency of Veiled Muslim Women’, Journal of Intercultural Studies 31(1), 9-28. Butchart, A 1998, The anatomy of power: European constructions of the African body, London: Zed Books. Dyer, R 1997, White, London: Routledge. Kuntsman, A 2008, ‘The Soldier and the Terrorist: Sexy Nationalism, Queer Violence’,  Sexualities 11(1/2), 142-170. Martin, L 2010, ‘Bombs, bodies and bio politics: securitizing the subject at the airport security checkpoint’, Social Cultural Geography 11(1), 17-34. This essay on How orientalist constructions of Muslim bodies inform the rhetoric of the ‘War on Terror’ was written and submitted by user Artur0 to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

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Environmental studies - Essay Example A region’s environment and climatic conditions will usually determine its adaptations do handling of the environmental problems that arise. Ideally, at their core, the environmental problems faced and the available solutions are culturally and organizationally rooted in the society (Howard-Grenville, 2007). In this topical discussion, Michael Maniates points out that it is the environmental imaginations of people that are too narrow or egocentric in offering solutions that can deal responsibly with environmental problems. Furthermore, James Speth notes that the lack of a new consciousness in the society has also led to the deep embeddedness of the environmental problems in the worldview. However, Lynn White Jr. clearly spells this out when he recognizes that there is a cultural aspect in the creation and provision of viable environmental solutions, and that non-reliance on technological, scientific and economic solutions should not be at the expense of the culture. In all thes e aspects, I would like to take a stance and agree with these ideologies and state that solutions to environmental problems cannot be sought through the same worldviews that caused them. The world’s biggest problem environmentally is to overlook the social dimensions regarding environmental problems and concentrate on the economic and technological aspects. In essence, the provision of the solutions should be based on totally different cultural perspectives. First, there is an urgent need for control of the population growth in most countries. Nearly everyone relies on the environmental resources for survival and in cases of overpopulation the available resources become strained thus, adverse effects on the environment. Coupled with unsustainable development, the results on the environment are usually adverse and if not corrected, may lead to environmental degradation (Johnston, 2012). Second, it is true that the economical and technological activities too have a direct impac t on the degradation of environmental conditions. However, the core causes are personal beliefs, cultural norms and societal institutions. In line with the personal beliefs, an environmentalist or environmental program manager will have to ensure that the way people act and think towards the environment is changed for them to be able to appreciate its benefits. For instance, if a person constantly thinks about cutting of trees and dumping of garbage without considerate thoughts, bringing that person into accepting the benefits of maintaining environment will begin by culturally transforming his thoughts and acts. Finally, the solutions to the environmental problems need to be based on the addressing of the lack of attention that has been propagated towards the achievement of improved environmental sustainability. This can be possible when a consideration for the full scope that cultural shift presents in the real world today is critically analyzed and idealized. Consequently, the va rious forms of individual and organizational barriers towards environmental preservation need to be enhanced as only through these can the causative effects become easily mitigated upon. Better still, there needs to be an informed understanding of the available strategies that can be applied towards the overcoming of organizational barriers that hinder environmental preservation and restoration activities. Some of these strategies can be applied based on the societal understanding of

Texting while driving in Miami-Dade County Essay

Texting while driving in Miami-Dade County - Essay Example According to research, it has been noted that a person communicating on his mobile phone has a higher possibility of causing an accident than a drunken driver (Rader, 2008). This essay is a critical evaluation on the threat of mobile telephony on Miami Dade County, with respect to texting while driving. The Miami Dade County was the first to legislate a law banning the use of mobile telephones while driving in Florida, which was passed in the year 2001 (Rader, 2008). According to the ordinance, first time violators were to be awarded a $250 fine or opt to register for a refresher driving course while second time offenders were to receive a punishment of $500. Most importantly, this act recognized the efficiency of these gadgets to communicate in cases of emergency and thus exceptions were made to allow their usage in cases such as reporting on fire, crime, irresponsible driving or other urgent occurrences. However, this law was preempted in 2002 thereby allowing drivers the liberty to decide on when and where to use the distractive gadgets (Rader, 2008). This has been the major setback in the county, which, according to statistics conducted by the Florida Department of Highway Safety and Motor Vehicles, experienced a high rate of accident occurrence of approximately 118 fatal accidents per day in 2008 (Muller, 2010). Every time a bill is introduced for debate to restrict the use of hand held phones either to call or text messages while driving, it is either defeated at the committee stage or it fails completely to gain the support of the legislature, which applies to the whole state of Florida. Furthermore, the state of Florida has a preemption policy which does not allow its local authorities to legislate laws governing or prohibiting distracted driving (Miami-Dade County, n.d). As a result, the prerogative of controlling distracted driving especially

Accounting Essay Example | Topics and Well Written Essays - 500 words - 39

Accounting - Essay Example Performance can be measured by using the financial measures. The measures give the financial indicators such as profits and growth. By using profit figures, a manager can easily tell whether their organization is performing or not. Profits are indicators of performance while loses will be used to indicate non-performance. Another way in which the balanced scorecard can be used to measure performance is through analyzing its innovation reports. By using the company’s ability to respond to changes and make new products, then one can easily tell its competitive nature. Because the scorecard gives parameters used to show success, meeting the parameters will imply that the company is performing. The customer perspective in the balanced scorecard can also be used to measure performance because it is linked to customer satisfaction. The tool can be used to analyze whether the customers are served on time, whether products are affordable and of quality. Coming up with the answers will be used as a performance indicator. The score card can as well be used as an appraisal tool in evaluating employee performance. The balance scorecard has four main perspective, the customer perspective, the innovation and learning perspective, the internal business perspective and the financial perspective (Kaplan & David, 1992). The customer perspective focuses on customer needs, the internal business perspective dwells on important internal operations, the financial perspective relates to profits and market share while the innovation perspective focuses on the ability to create new products. The internal business operations relates to the customer perspective in that, it is through analyzing the internal operations that the customers’ needs will be satisfied. The operations perspective requires that the managers establish what they have to excel in so that they can be able to meet the needs of the customers. The internal operations also relate to the

Information Technology In Insurance Industry Commerce Essay

Information Technology In Insurance Industry Commerce Essay Insurance in India can be traced back to the Vedas. For instance, yogakshema, the name of Life Insurance Corporation of Indias corporate headquarters, is derived from the Rig Veda. The term suggests that a form of community insurance was prevalent around 1000 BC and practiced by the Aryans. Burial societies of the kind found in ancient Rome were formed in the Buddhist period to help families build houses, protect widows and children. Bombay Mutual Assurance Society, the first Indian life assurance society, was formed in 1870. Other companies like Oriental, Bharat and Empire of India were also set up in the 1870-90s. It was during the swadeshi movement in the early 20th century that insurance witnessed a big boom in India with several more companies being set up. As these companies grew, the government began to exercise control on them. The Insurance Act was passed in 1912, followed by a detailed and amended Insurance Act of 1938 that looked into investments, expenditure and management of these companies funds. By the mid-1950s, there were around 170 insurance companies and 80 provident fund societies in the countrys life insurance scene. However, in the absence of regulatory systems, scams and irregularities were almost a way of life at most of these companies. As a result, the government decided nationalizes the life assurance business in India. The Life Insurance Corporation of India was set up in 1956 to take over around 250 life companies. HISTORY OF INDIAN INSURANCE MARKET Insurance has a long history in India. Life Insurance in its current form was introduced in 1818 when Oriental Life Insurance Company began its operations in India. General Insurance was however a comparatively late entrant in 1850 when Triton Insurance company set up its base in Kolkata. History of Insurance in India can be broadly bifurcated into three eras: a) Pre Nationalisation b) Nationalisation and c) Post Nationalisation. Life Insurance was the first to be nationalized in 1956. Life Insurance Corporation of India was formed by consolidating the operations of various insurance companies. General Insurance followed suit and was nationalized in 1973. General Insurance Corporation of India was set up as the controlling body with New India, United India, National and Oriental as its subsidiaries. The process of opening up the insurance sector was initiated against the background of Economic Reform process which commenced from 1991. For this purpose Malhotra Committee was formed du ring this year who submitted their report in 1994 and Insurance Regulatory Development Act (IRDA) was passed in 1999. Resultantly Indian Insurance was opened for private companies and Private Insurance Company effectively started operations from 2001. PRESENT SCENARIO OF INSURANCE INDUSTRY    India with about 200 million middle class household shows a huge untapped potential for players in the insurance industry. Saturation of markets in many developed economies has made the Indian market even more attractive for global insurance majors. The insurance sector in India has come to a position of very high potential and competitiveness in the market.   Indians, have always seen life insurance as a tax saving device, are now suddenly turning to the private sector that are providing them new products and variety for their choice. Consumers remain the most important centre of the insurance sector. After the entry of the foreign players the industry is seeing a lot of competition and thus improvement of the customer service in the industry. Computerisation of operations and updating of technology has become imperative in the current scenario. Foreign players are bringing in international best practices in service through use of latest technologies The insurance agents still remain the main source through which insurance products are sold. The concept is very well established in the country like India but still the increasing use of other sources is imperative. At present the distribution channels that are available in the market are listed below. Direct selling Corporate agents Group selling Brokers and cooperative societies Banc assurance Customers have tremendous choice from a large variety of products from pure term (risk) insurance to unit-linked investment products. Customers are offered unbundled products with a variety of benefits as riders from which they can choose. More customers are buying products and services based on their true needs and not just traditional money back policies, which is not considered very appropriate for long-term protection and savings. There is lots of saving and investment plans in the market. However, there are still some key new products yet to be introduced e.g. health products.    The rural consumer is now exhibiting an increasing propensity for insurance products. A research conducted exhibited that the rural consumers are willing to dole out anything between Rs.3,500 and Rs.2,900 as premium each year. In the insurance the awareness level for life insurance is the highest in rural India, but the consumers are also aware about motor, accidents and cattle insurance. In a study conducted by MART the results showed that nearly one third said that they had purchased some kind of insurance with the maximum penetration skewed in favor of life insurance. The study also pointed out the private companies have huge task to play in creating awareness and credibility among the rural populace. The perceived benefits of buying a life policy range from security of income bulk return in future, daughters marriage, childrens education and good return on savings, in that order, the study adds. FEATURES OF INSURANCE INDUSTRY Insurance Policy India provides the clients with the details required for the coverage in the policy, date of commencement of the policy and their adopting organizations. It plays a important role in the Indian insurance sector. The Insurance Policy India is regulated by certain acts like the Insurance Act (1938), the Life Insurance Corporation Act(1956), General Insurance Business Nationalization) Act(1972), Insurance Regulatory and Development Authority IRDA) Act(1999). The insurance policy determines the covers against risks, sometime opens investment options with insurance companies setting high returns and also informs about the tax benefits like the LIC in India. There are two types of insurance covers: 1. Life insurance 2. General insurance Life insurance this sector deals with the risks and the accidents affecting the life of the customer. Alongside, this insurance policy also offers tax planning and investment returns. There are various types of life Insurance Policy India: Endowment Policy Whole Life Policy Term Life Policy Money-back Policy Joint Life Policy Group Insurance Policy General Insurance this sector covers almost everything related to property, vehicle, cash, household goods, health and also ones liability towards others. The major segments covered under general Insurance Policy India are: Home Insurance Health Insurance Motor Insurance Travel Insurance NAME OF THE PLAYER MARKET SHARE (%) Name of the Player Market share (%) LIFE INSURANCE CORPORATION OF INDIA 82.3 ICICI PRUDENTIAL 5.63 BIRLA SUN LIFE 2.56 BAJAJ ALLIANZ 2.03 SBI LIFE INSURANCE 1.80 HDFC STANDARD 1.36 TATA AIG 1.29 MAX NEW YARK 0.90 AVIVA 0.79 OM KOTAK MAHINDRA 0.51 ING VYSYA 0.37 MET LIFE 0.21 SWOT ANALYSIS Strength Risk protection is provided by this sector only. Insurance having currently good market. Tax exemption. The variety of products is increasing. Insurance to build close relationship with customers. Good amount of RD into insurance 200 million households waiting for householders insurance Weakness Unable to convenience the people about the products. Insurance companies instability Limited working capital Products or services similar to competitors. Higher tax nets for the middle class Opportunities Technology is improving paperless transaction are available. Busy life, customer need flexible and customizable policies. Like mobile banking mobile insurance could be a hit. New innovations in technology-measuring weather variables. Threats Weather cycles. New substitute product emerging. Increasing expenses and lower profit margins with hard on the smaller agencies and insurance companies. Government regulations on issues like health care terrorism can quickly change the direction on insurance. USE OF INRORMATION TECHNOLOGY IN INSURANCE INDUSTRY The present scenario is such that the products sold with the help of Internet. The technological advancement is such that force the companies to take such steps. Still the full-fledged use of Internet is not done in our country. As suggestion earlier the Internet based life insurance will help the companies to reduce the transaction cost and time. At the time it can improve the quality of service to its customers, which is the mission of the company. Internet can be an effective medium for educating the consumers about insurance. It serves as a single window for disseminating product, process and procedural information to the consumers. Product development and target marketing through the Internet: with increase in the number of insurance companies there will be a need for market segmentation and subsequently product designed for each of them. In such a scenario Internet can be a effective channel for pushing product specific information to a particular market segment. Consumer feedback about a particular product as well as suggestions for different types or covers can also be generated through the Internet 1. E-business insurance in India: The Internet has played a vital role in transforming the business of the 21st century. Computers are now being used extensively for creating a storing data, information with the help of complex and sophisticated technological tools in every kind of business. This change having been widely accepted, the advantages are numerous such as fast processing improved. Efficiency, cost reduction among several other benefits. 2. Maintaining the database:- The most important factor that is affecting the insurance industry is the marinating the database of the customers. The insurance industry having a huge list of the customers. In order to maintain it in manual format it is really the work of stupidity. With the change in time the computers has taken the work of this things. Thus with the development of the technology it has becoming possible to maintain such huge database very easily. A person can switch over to the computer and get the details of the customer very easily. Thus maintaining the database has really become easy due to the development in technology. 3. E-Commerce in the Indian Insurance Industry With the advent of the Internet, online processes are replacing conventional models in our society. The greatest impact in online technology has been achieved by e-commerce. E-commerce is attractive both to buyers and sellers as it reduces search costs for buyers and insventory costs for sellers. In this paper we investigate the impact of e-commerce on the insurance industry in India. The recent growth of Internet infrastructure and introduction of economic reforms in the insurance sector have opened up the monopolistic Indian insurance market to competition from foreign alliances. We study the evolving scenario in the insurance industry in India and identify the features of online insurance that improve the conventional insurance model and thus, makes it more attractive for the Indian insurance industry to go online. TECHNOLOGY TREND IN INSURANCE MARKET Computerization: Initially, in the late 1950s the insurance companies used Unit Record Machines (Electro Magnetic Machines) to process data punched into cards. Computers were introduces in the mid 1960s and by the 1980s the Unit Phased Machines were phased out and the entire process was computerized. This brought about greater efficiency and quick service delivery Internet: Today, the internet has completely changed the service delivery process. Internet is today used to even sell insurance policies. Internet is, in fact, proving to be one of the widely used distribution networks for selling insurance policies. Also internet is used for sending premium notices to policy holders through e-mails Companies like LIC (www.licindia.com), ICICI (www.iciciprudential.com) all have websites from which people can get the information about their products, prices, various schemes, and lots of other information. People can also purchase the product through this website. Electronic Clearance Service (ECS): Almost all the big organizations today provide the ECS facility to its customers. A policy holder having an account in any bank which is a member of the local clearing house can opt for ECS debit to pay premiums. The advantage here is that once the option is exercised, the policy holder need not visit a branch for paying the premium or collecting the receipts. On the day indicated by the policy holder, the premium amount will be directly debited to the bank account of the policyholder and the receipt will be issued by the designated branch office. Call Centres and SMS services: Almost all the insurance companies have their own call centres which cater to the phone based queries of the policyholders. This service is 247 and they have the Interactive Voice Response (IVR) systems at all the branches INFORMATION TECHNOLOGY INTRODUCED IN LIC LIC has been one of the pioneering organizations in India who introduced the leverage of Information Technology in servicing and in their business. Data pertaining to almost 10 crores policies is being held on computers in LIC. We have gone in for relevant and appropriate technology over the years. 1964 saw the introduction of computers in LIC. Unit Record Machines introduced in late 1950s were phased out in 1980s and replaced by Microprocessors based computers in Branch and Divisional Offices for Back Office Computerization. Standardization of Hardware and Software commenced in 1990s. Standard Computer Packages were developed and implemented for Ordinary and Salary Savings Scheme (SSS) Policies. INSURANCE SOFTWARE The online Insurance Management System Software solution is a fully automated and integrated policy processing system for both personal and commercial insurance carriers. It is a scalable, reliable, and cost-effective solution for carrying out all business-critical insurance processing functions Insurance Software Solutions provider for all segments of the insurance community and insurance product management. The web based Insurance Management System Software solution helps to solve long-standing time-to-market challenges. The web based insurance management system expertise and solution can dramatically lessen the cost of policy ownership services. DIFFERENT TYPES OF INSURANCE SOFTWARE Insurance Policy Administration System Insurance policy administration system consists of a mathematical notation that captures the relationship between policies and objects and the entities that manage policies for those objects. The Insurance policy administration system is consisting of a number of policy administration domains. The domains are arranged in a hierarchy, representing descending levels of authority. Claims Management Systems This system ensures claims are processed fast and efficiently. Operator flexibility is the key, and we aim to improver operator productivity while processing claims. Real-time status for quick resubmission and faster reimbursements. Unique claim aging tool shows thousands of claims status in one view. Insurance Claims System uses electronic filing system to primary and secondary payers. Each claim is scrubbed with up-to- date Medicare rules. This Claim Processing System helps in quick resubmission for claim Insurance Agency Management System Insurance Agency Management System facilitates an insurance companys ability to address relationships with its product distribution channels. This system helps in managing current Agencies, can add New Agencies or Delete Current Agencies. Insurance Agency Management System is the solution that delivers to manage and grow your insurance agency to assist day-to-day management of your agency. Agency management utilized for small business, individual or enterprise business Insurance Agent Management System Insurance Agent Management System maintains Multiple Agents from Multiple Agencies, keep the track of their activities from Policy Registration to Claim processing. All their data, their commission, their policies status updates, etc. are taken care by this module. This Insurance system helps in smooth functioning of the Agents working and makes the processes faster and efficient. Policy Management System Policy registration is intended to be a vehicle for the exploration and discussion of policy issues and is aimed in particular at enhancing communication between health policy researchers, legislators, decision-makers, and professionals concerned with developing, implementing, and analyzing health policy. Policy renewals and policy cancellation can be managed by the insurance policy management system User Management System A new user registers by filling in a form on your web-site. If necessary, the new user is first place in a waiting list until you approve the new user. After adding the user, the user can login to the system with his or her username and password to make changes. You can use overviews of users for mailing purposes etc.. User Management System manages all the users of the system i.e. Customer, Administrator or Agents. It keeps the track of thee the activities they performs, their data, their access information, etc. Endorsements Management System Endorsements to a title insurance policy are addenda or attachments to the policy that may correct or modify a previously issued title policy, or alter or modify the provisions of the exceptions, conditions and stipulations of the title policy so that the insured party receives greater coverage than would exist under the terms of the unendorsed title policy. Data import / Export system It handles large amounts of data to import and export it securely. It does processing and management of large and sensitive data compression/decompression and/or encryption/decryption allowing the exchange of data through the network with high performance and stability, exchange of data among Web server(s), business application server(s) and database server(s) and account information including user passwords Policy Registration and Quotations Engine Policy registration is intended to be a vehicle for the exploration and discussion of policy issues and is aimed in particular at enhancing communication between policy researchers, legislators, decision-makers, and professionals concerned with developing, implementing, and analyzing health policy. Policy quotations engine is an on demand quotation management feature coupled with detailed profit optimization and approval management engines. With quotation engine you can automate the sales and services processes that are currently being done using a hybrid of spreadsheets, documents and emails with little to no process control. When you have completed your quotation you can use the engine to seek approvals for non- standard pricing and/or terms and conditions. Discounts and loading management. Insurance Administration Management System Insurance Administration Management system can manage multiple administrators and can have the track of the right assigned to them. It takes care that all the Administrators function with the system as per the rights assigned to them ad they can get their work done in efficient manner. Customizable and strong administration system. Insurance Sales Management can be managed by insurance sales system. Content Management System Module Content Management System is used for managing the capture, storage, security, revision control, retrieval, distribution, preservation and destruction of documents and content. Content Management System especially concerns content imported into or generated from within an organization in the course of its operation, and includes the control of access to this content from outside of the organizations processes. Insurance Document Management System Its important to maintain documents so that you can get to them faster, and easily. Even IT offers document management solutions for easy maintenance of your policies, endorsements, quotes, binders and the like. You can design your templates in common word processing tools, and the document management system will integrate and process these templates to generate and maintain documents. The documents can be retrieved at any time and are indexed in a database for quick searches. Insurance Document Management System is a secure file upload management system with built-in audit tracking, and is a plug-in extension to the Power Central Portal. This System will maintain the generation of the various reports which will be provided to the users as per the requirement. The reports like Modification Report, Policy Management Report, Payments Received Report, Agent commission report, etc. Insurance Accounting and Automation Insurance accounting is quite a complicated task, given the fact that there are so many issues with regulation, taxes, filing, commissions, brokers/underwriters, endorsements etc. We can build applications of insurance accounting systems and insurance billing systems that automate part of this task for you and help build better and more flexible solutions. Workflow solutions Workflow solutions that will ease the task of issuing claims, policies, reimbursements, payments etc. You can enforce hierarchical constraints and automate workflow, thereby ensuring that all your checks and balances are in place. Auditing Insurance is a highly regulated industry, so audit controls are very important. For this purpose, Radix can write audit control solutions customized to your purpose that will help you track and control business issues within your organization Business Intelligence Reporting and charting solutions that will make sense of your data. We can help you analyze your past data for better decision-making and help you make more informed decisions. Online Data Back-up System Online Back-up System is used to have the backed of the data on another server so that in case Original Data get Damage, Lost, etc. then the data is available for work. This system helps in the Real Time Data Backup and maintains the data for the future purpose. It also facilities the data back-up at other Geographical location. The benefit of Online Insurance Management System Online Back-up System is used to have the backed of the data on another server so that in case Original Data get Damage, Lost, etc. then the data is available for work. This system helps in the Real Time Data Backup and maintains the data for the future purpose. It also facilities the data back-up at other Geographical location The benefit of Online Insurance Management System Radix is the right technology choice for the vast majority of insurance-selling organizations on line. We have been closely associated with leading insurance players. Radix is essential for successfully managing and growing your business. Our web based insurance management system can manage your insurance business perfectly. Our solution focus is on the following benefits. Compliance Speed- to-market Cost reduction Web-enablement Consolidation Integration Business process flexibility REFRENCES:- WEB SITES www.licindia.com www.google.co.in/indian insurance industry www.irdaindia.org www.equitymaster.com MAGZINES Life insurance vol 1 ICFAI PRESS 2002 Life insurance vol 2 ICFAI PRESS 2002 Insurance industry Emerging Trends ICFAI PRESS 2002 Insurance law and regulation vol 1ICFAI PRESS 2002 NEWSPAPER Economic times Times of India Business standard BOOKS Life-Insurance , by Mc GILL Insurance Industry by ICFAI Publication Insurance in India